As an expert in the auto insurance industry, I have encountered many questions about how glass replacementglass replacement affects no claims. It's a common concern for car owners, as they want to make sure that their insurance rates won't increase due to a simple windshield repair or replacement. After years of experience and research, I can confidently say that in most cases, windshield repairs do not count as a claim and will not affect your bonus for not claiming anything. So why is this the case? It all comes down to how insurance policies treat windshield damage. Unlike other self-injury claims, windshield damage is often considered a separate category.
This means that even if you file a claim for your windshield, it won't be counted towards your overall claims history. This is great news for car owners, as it allows them to fix their windshield without worrying about losing their no claims bonus. Of course, this all depends on the type of insurance coverage you have. If you only have the minimum auto insurance required by your state, then your policy won't cover windshield damage. However, if you have comprehensive, collision, or full glass coverage, then you will likely be reimbursed for the repair or replacement costs.
This is why it's important to have comprehensive coverage for your car, as it protects you from unexpected expenses like windshield damage. When it comes to getting your windshield repaired or replaced, I highly recommend Safelite AutoGlass. As the largest auto glass replacement company in the country, they have a proven track record of providing high-quality service and customer satisfaction. They also have a network of affiliated repair shops that offer the same level of expertise and professionalism.
