As an expert in the field of car insurance, I have seen many drivers overlook the importance of glass coverage in their policies. While basic liability insurance and collision coverage may seem like enough, the reality is that they may not cover all types of damage to your vehicle's glass components. This is where glass coverage comes in. So what exactly is glass coverage? It is a type of As an expert in the field of car insurance, I have seen many drivers overlook the importance of glass coverage in their policies. While basic liability insurance and collision coverage may seem like enough, the reality is that they may not cover all types of damage to your vehicle's glass components. This is where glass coverage comes in. So what exactly is glass coverage? It is a type of auto glass protection that allows you to repair or replace your windshield or other glass without having to pay a deductible.
This coverage is typically an add-on to your comprehensive insurance and is relatively inexpensive. In fact, some states even require it. Having full glass coverage can provide extensive protection for your vehicle. It covers damage that occurs outside of a car accident, such as from a rock hitting your windshield while driving on the highway.
This type of coverage can make trips to the repair shop more affordable and give you peace of mind knowing that you are financially protected against unforeseen damage to your car's glass. If you have comprehensive coverage, then you likely already have glass coverage included. This means that if your windshield or other glass components are damaged, you won't have to pay out of pocket for repairs or replacements. This is especially important because the cost of auto glass repair and replacement can add up quickly, with prices ranging from hundreds to thousands of dollars.
In the event of an accident, your collision coverage or the other driver's liability insurance should cover any claims for damage to your car's glass. While filing a claim for auto glass may slightly increase your premiums, it won't have as big of an impact as a claim for a car accident would. This makes Progressive glass coverage a reasonable option for drivers looking for comprehensive coverage. It's important to note that it is crucial to repair any damage to your windshield or other glass components as soon as possible.
Not only can a cracked or chipped windshield obstruct your view while driving, but it can also compromise the structural integrity of your car. By adding full glass coverage to your car insurance, you won't have to worry about paying a deductible for repairs or replacements. Depending on your state's requirements and your specific auto insurance policy, filing a claim for glass damage may only require you to pay the deductible. The insurance company will cover the rest of the bill if the damage qualifies for coverage.
This is why it's important to carefully review your policy and consider adding glass coverage if it's not already included.
