As an expert in the insurance industry, I have seen many drivers struggle with the decision of whether or not to add full glass coverage to their car insurance policy. It's a type of auto glass protection that can save you from having to pay a deductible for windshield or other glass repairs. But is it really worth the extra cost? Let's take a closer look at what full glass coverage entails and whether it's a smart investment for your car insurance needs. First, it's important to understand that basic liability insurance does not cover damage to your windshield or other glass. And while some comprehensive coverage plans may include windshield protection, it's not always a given.
In fact, some states even require drivers to have windshield coverage. So if you want to ensure that your windshield and other glass are protected, you'll need to add full glass coverage to your policy. But what exactly does full glass coverage cover? Well, as long as the damage is deemed eligible for coverage, your insurance company will cover the entire cost of repairing or replacing your windshield or other glass. This means that you won't have to pay a deductible, which can save you hundreds of dollars in out-of-pocket expenses. Now, you may be wondering if full glass coverage is really necessary. After all, how often do windshields and other glass get damaged? The truth is, it happens more often than you might think. In fact, some states even require drivers to have windshield coverage. So if you want to ensure that your windshield and other glass are protected, you'll need to add full glass coverage to your policy. But what exactly does full glass coverage cover? Well, as long as the damage is deemed eligible for coverage, your insurance company will cover the entire cost of repairing or replacing your windshield or other glass. This means that you won't have to pay a deductible, which can save you hundreds of dollars in out-of-pocket expenses. Now, you may be wondering if full glass coverage is really necessary. After all, how often do windshields and other glass get damaged? The truth is, it happens more often than you might think.
And when it does, the cost of repairs or replacement can add up quickly. That's where full glass coverage comes in - it offers financial security and peace of mind from unexpected damage to your car's glass. One of the biggest advantages of adding full glass coverage to your policy is that you won't have to pay a deductible for glass repairs or replacement. This is a huge benefit, as most insurance policies require you to pay a deductible before coverage kicks in. So if you have full glass coverage, you can rest easy knowing that you won't have to pay anything out of pocket for common glass repairs. But what exactly is considered "full glass coverage"? Essentially, it refers to an auto insurance policy that does not charge a deductible for glass repairs or replacement.
This means that your insurance company will cover the entire cost of the repair or replacement, as long as it's deemed eligible for coverage. So if you have comprehensive coverage, you should have coverage for all glass repairs and replacement, including your windshield. So, is full glass coverage worth it? In my expert opinion, the answer is yes. Not only does it offer financial protection from unexpected glass damage, but it also eliminates the need to pay a deductible for repairs or replacement. And with the rising cost of auto repairs, this can save you a significant amount of money in the long run. But don't just take my word for it - let's look at an example.
Safeco Insurance, for instance, has partnered with Safelite Auto Glass to offer free repair of cracked windshields up to a certain point. This means that if you have full glass coverage with Safeco, you won't have to pay anything out of pocket for windshield repairs. And this is just one example - many insurance companies offer similar benefits for drivers with full glass coverage.
